On an average now-a-days most of the adults do posses more than 10 credit cards. This is because there are a lot of companies offering credit cards to prospective clients. If you have a good credit rating, then the number of credit card offer will be higher in this respect. On an average each day you have at least two or more offers for new credit cards from various credit card companies.

You will have to judge by yourself, which offers you can accept. You will also have offers for credit card debt consolidation in that case you have to consider the interest rates of the new bill consolidation loans. Generally to attract you they might propose a lower rate of interest, but you will find that the transfer charges will be higher in this respect. If you have a good credit record and your credit balances of all your credit cards are huge in that case you will be offered lucrative perks if you transfer all your credit balances to the new one. In one way it is better because you have pay to only one company at the end of with month instead of many, might have lower rate of interest and also have your transfer charges waived if you can win and overcome the bill consolidation company.